SMART A-Team

The SMART A-TEAM group retro is designed for general contractors and sub-contractors who want to take advantage of a group retro consisting of a large premium group.

A-Team firms are committed to keeping costs low by preventing accidents and returning injured workers to light duty as soon as possible. Some of the firms in this group may have had some past problems with safety and/or claims, but are improving their safety record by lowering their experience factor.

The SMART A-Team has averaged between 40 and 52 percent group refunds since its inception in 1996. The refund is distributed 60 percent based on performance (premium vs. losses) and 40 percent premium. Even if a participant's losses exceed their premium, they can still get some refund monies depending on the amount of premium paid into the group's premium pool.

While the SMART A-Team enjoys high refunds, it is their goal to lower each participant's experience factor and prevent accidents so that all workers can return home safe to their families every day.

The SMART A-Team is proud to announce that Approach Management Services (AMS) is the third-party administrator for this program. AMS' history with group refunds is an exceptional one.

For retro information, please contact Jennifer Johnson (206-812-3811) or simply complete the SMART Retro Release Form and fax to 206-299-4060.

View the list of current SMART A-Team Members.

"SMART plays a key role in our organization's training needs and uses professional industry resources to provide us with effective training, setting the tone by making safety a core value. Now that's SMART."